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Understanding Deposit Insurance | FDIC.gov
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Employee Benefit Plan Accounts “Corporation / Partnership / Unincorporated Association Accounts” All of your deposits in the same ownership category in the same FDIC-insured bank are added together for the purpose of determining FDIC deposit insurance coverage. However, you may qualify for more than $250,000 in FDIC deposit insurance coverage if you deposit money in accounts that are in different ownership categories.